Articles for HOA Boards

The following articles were written by Michael Chulak from January 2020 to the current date to supplement our frequently asked questions section of this website and to assist HOA boards govern their associations in accordance with California law:


Escrow Services for Homeowner Associations

HOA Escrow Services Agreement

What Is An Escrow Demand Letter for an HOA?

Escrows in California

Seven Ways to Avoid Special Assessments

Lender's Questionnaire - Purpose

Emergency Assessments

No Current HOA Budget - What can Happen?

Reserve Studies Required – Reserve Funds

Minimum Reserve Contributions

Reserve Expenses - Unanticipated

Reserve Fund Expenditures

No Reserve Account - What Happens?

Borrowing from Reserves

Is Your HOA Protected from Fraud and Embezzlement?

Why You Should Run For Election to the Board of Directors of Your HOA

How to Get Elected to the Board of Directors of Your HOA

Filling Vacant Board Positions

Secret Ballot Elections

Candidate Forums–Board of Elections

Peaceful Assembly

Town Hall Meetings

Increasing Attendance at HOA Annual Meetings

What Happens if Nobody Runs for the Board

Who Can Attend Board Meetings–Open Meeting Act

Board Meeting Definition

Emergency Board Meetings

Assessment Limitations – 20%

Special Assessment Limitations

Independent Insurance Brokers vs. Captive Agents

HOAs-Say Goodbye to Independent Contractors

Directors & Officers (D&O) Insurance

Voting for Earthquake Insurance

Disclosures to Prospective Purchasers by Owners

Disclosure of Lawsuits

Summary of Reserve Study Laws

FAQ About Reserve Studies

Timeline for HOA Budgets and Reserve Studies

Elevated Structure Inspections

Homeowner Association Insurance - What you need to know

Earthquake Insurance for Homeowner Associations

Earthquake Insurance for Owners

Airspace Condominiums

Coast Management of California

Serving All of California